Credit and debit cards

Credit and debit cards

Credit cards are one of the most popular methods of making a payment with an online casino. Most Indian players have access to a credit card in the modern world, which means that the popularity has been rising for a long time now. There are a lot of different things you need to know when using a credit card, so we are going to cover it all to make sure that you go into signing up to a casino with your eyes open.

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What do credit cards offer?

Credit cards offer a safe and simple method of carrying out transactions at an online casino. Because access to a credit card is quite widespread, due to it being a worldwide payment method, almost every online casino in the world allows players to use them. This means that it’s a popular choice, purely due to the ease of use.

Credit cards also act as a method of identity verification which is often important to modern casinos. Credit cards allow players to make deposits and withdrawals from their online casino account. However, it’s important to remember that most credit cards won’t allow you to overpay, so for withdrawals you may need an additional payment method in order to make a withdrawal.

Some credit cards also offer reward points if you use them, so using them to make a deposit at an online casino can help you to build up your reward points, especially if you intend to make a large deposit.

Signing up with a credit card

Signing up to an online casino is extremely easy with a credit card. All you have to do is enter your card details when prompted. This along with your other details will allow the casino to verify who you are. If they are running a know your customer operation then this will also solve any verification issues you might have at a later date.

Once you are fully registered you will be able to make your first deposit and as soon as it’s cleared you can begin playing.


Credit cards are widely accepted at almost 100% of casinos. This means that you won’t have any issues with making a payment using your card. Credit cards are also eligible for the majority of casino bonuses and promotions. This means you won’t have to miss out on a good bonus if you use a credit card to make a payment.

Credit cards also have a large amount of safety procedures in place on them. This makes them a secure way to make a deposit and withdrawal. Deposits are also carried out quite quickly so there is not much of a wait before you can begin playing.


There are some negatives to using a credit card however. The first is that they take quite a long time to process a withdrawal. You can be waiting as long as five working days before your withdrawal will be paid into your account. For Indian players who request their withdrawal on a Friday this could mean waiting for seven days to get access to your winnings.

There is also the potential for additional charges to be made on top of your withdrawal. The main one is from currency exchanges. Not all online casinos allow for rupees to be used. So if you choose one that doesn’t, you may find an extra charge on top of the deposit you made for the currency exchange. This can lead to extra credit card charges at the end of the month if you weren’t aware of this extra charge.

How safe is your information?

Although you have to enter your full personal details to use a credit card, this data is encrypted. Banks and financial institutions use the highest quality encryption software to encrypt their data. This means that you don’t have to worry about your data being stolen when using a credit card. On top of this, if you are a victim of credit card fraud, most operators have a fraud system in place. This means that as long as you report it in time, the credit card company won’t charge you for any fraud that took place on your card.

Should you use a credit card?

Using a credit card is something that you need to look at yourself. Weigh up the pros and cons and then think if it’s a good idea for your personal situation. Many players think that the wait time for withdrawals is too long with a credit card, especially that e-wallets offer much faster withdrawals. However, not all bonuses are available with alternative payment methods so if you want access to a bonus then a credit card might be the best option for you.

It’s important to go over every piece of information when making your decision. If you want to play at a casino that only has traditional methods of payment on offer then a credit card might be the only option that you have available.


1. Can anyone get a credit card? No. Unlike a debit card, which is awarded with a bank account, a credit card is only available to people over a certain age. There are also financial restraints on most credit cards which makes them harder to get hold of. This is why a lot of casinos use them as verification.

2. Can all credit cards be used at online casinos? Visa and Mastercard are accepted at almost all casinos. Other credit card brands, such as American Express, aren’t accepted as widely.

3. Is there a maximum amount you can deposit with a credit card? This all depends on both the casino and your credit limit. If your credit limit is lower than the casino maximum then you won’t be able to deposit the maximum amount. If your credit limit is above the casino maximum then you won’t be able to deposit your full credit limit.